Eligibility And Documents

Documents Required for Balance Transfer Application..

Salaried Self-Employed
Credit Card

Financial:

  • Job Continuity Proof: Any one
  • Current employment certificate
  • Current job appointment letter
  • Experience Certificate of previous
    job(including appointment and relieving later)

Income Proof:

  • Last 3 month’s salary slip
  • 3 months bank statement
  • Form 16 of last 2 years
  • Company ID card
  • Balance Transfer Documents:
  • Repayment Track of running loan
  • Foreclosure Letter (Balance Outstanding Letter)

Financial:

  • Last 1 year’s ITR copy with computation of income Bank statement:
  • Current account statement of last 1 year
  • Savings account statement of last 6 months
  • Business and residence ownership proof( any registration copy)
Personal Loan

Financial:

Job Continuity Proof: Any one

  • Current employment certificate
  • Current job appointment letter
  • Experience Certificate of previous
    job(including appointment and relieving later)

Financial:

  • Last 1 year’s ITR copy with computation of income Bank statement:
  • Current account statement of last 1 year
  • Savings account statement of last 6 months
  • Business and residence ownership proof( any registration copy)
Loan Against Property

Financial:

  • Last 3 month’s salary slip
  • 6 months bank statement
  • Form 16 of last 2 years

Property:

  • Title Deed of the property(existing or purchased)
  • Approved Sanction Plan

Balance Transfer Documents:

  • Repayment Track of running loan
  • Foreclosure Letter (Balance Outstanding Letter)
  • All the Property documents, submitted in the previous bank (List OF Documents).

Financial:

  • Last 2 years ITR with computation of income Bank statement:
  • Current account statement of last 1 yearSavings account statement of last 6 months
  • Business and residence ownership Proof( Any Registration Proof )

Property:

  • Title Deed of the property(existing or purchased)
  • Approved Sanction Plan
Home Loan

Financial:

  • Last 3 month’s salary slip
  • 6 months bank statement
  • Form 16 of last 2 years

Property:

  • Title Deed of the property(existing or purchased)
  • NOC from legal owners
  • NOC from statutory authority e.g. Co-operative Housing Society
  • Stamped and registered agreement of sale between previous owner and the borrower

Balance Transfer Documents:

  • Repayment Track of running loan
  • Foreclosure Letter (Balance Outstanding Letter)
  • All the Property documents, submitted in the previous bank (List OF Documents).

Financial:

  • Bank statement:
  • Current account statement of last 1 yearSavings account statement of last 6 months
  • Business and residence ownership Proof( Any Registration Proof )
  • Last 2 years ITR with computation of income.

Property:

  • Title Deed of the property(existing or purchased)
  • NOC from legal owners
  • NOC from statutory authority e.g. Co-operative Housing Society
  • Stamped and registered agreement of sale between previous owner and the borrowe
Auto Loan

Financial:

  • Job Continuity Proof: Any one
  • Current employment certificate
  • Current job appointment letter
  • Experience Certificate of previous job(including appointment and relieving letter)

Income Proof::

  • Last 3 month’s salary slip
  • 6 months bank statement
  • Form 16 of last 2 years

Balance Transfer Documents:

  • Repayment Track of running loan
  • Foreclosure Letter (Balance Outstanding Letter)

Financial:

  • Last 2 years ITR with computation of income.
  • Bank statement:
  • Current account statement of last 1 year
  • Savings account statement of last 6 months
  • Business and residence ownership Proof( Any Registration Proof )
Business Loan Self-Employed

Financial:

  • Last 2 year’s ITR copy with computation of income
  • Stability proof:Any one

    -Certificate of incorporation
    -Service tax copy
    -Business continuity proof
  • Bank statement:

    Current account statement of last 1 year
    Savings account statement of last 6 months
  • Business and residence ownership proof( Any Registration Proof)

Balance Transfer Documents:

  • Repayment Track of running loan
  • Foreclosure Letter (Balance Outstanding Letter)

KYC:

Pan Card

Adhaar Card

Voter Id

Utility Bill