Shubham Housing Finance

Shubham Housing Finance is best suited to meet the needs of home loans for the informal sector.

Shubham Housing Finance Product & Features

If you are looking for a loan for Property purchase, purchasing a plot and self-construction, construction on pre—owned plot, refinance or enhancement, then Shubham Housing Finance is the right place for you.

Shubham Housing Finance Interest Rates

Shubham Housing Finance Interest Rates and other charges are very straightforward.

• Rate of Interest - 12 to 18%
• Loan appraisal charges - Up to 3%
• Loan tenure – Repayment time period to be 30 years

Shubham Housing Finance Eligibility

Shubam Housing Finance eligibility criteria is given below for your convenience.

• Customer should be more than 21 years of age but not more than 65 years at the time of loan maturity.
• Borrower should have a bank account.
• Borrower should be residing in a city where Shubham’s Office is located.
• No guarantor required.
• All the owners of the property being financed and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.

Shubham Housing Finance Documents:

All standard KYC documents are a prerequisite while processing a Home Loan from Shubham Housing Finance. The list of documents you will require are given below:

• Filled in application form
• Identity proof such as Pan Card, Voters ID Card, Passport
• Address proof such as electricity bill, ration card
• Income proof documents, if available
• Bank pass book or Bank Statements
• Property documents, if property identified